My Paycheck Calculator4.4 - App Store

Take control of your finances with My Paycheck Calculator, the most comprehensive paycheck and tax estimation app for iOS. Compare job offers, plan for retirement, or optimize your tax strategy with accurate breakdowns for tax years 2021-2026.

DETAILED PAYCHECK BREAKDOWNS
See exactly where your money goes. View net income after federal, state, and local taxes, FICA, retirement savings, and payroll deductions, broken down by any pay frequency from annual to hourly.

MULTIPLE INCOME SOURCES
. Salary, hourly wages, overtime, bonuses, commissions, and tips
. Shift differentials (fixed and percentage-based)
. Stock compensation: ISOs, NSOs, and RSUs with strike price, exercise price, and net shares estimates
. Investment income: dividends, interest, short-term and long-term capital gains
. Self-employment income and Social Security benefits
. Capital loss deductions and carryovers

PAYROLL DEDUCTIONS
Track pre-tax and after-tax deductions including health insurance, dependent care, commuter benefits, life insurance, disability insurance, union dues, and custom deductions.

RETIREMENT CONTRIBUTIONS & PROJECTIONS
Support for Traditional and Roth 401(k), IRA, employer matching, HSA, and FSA with current contribution limits. View long-term retirement projections with interactive milestones, customizable return rates, and year-by-year contribution breakdowns.

TAX INSIGHTS & OPPORTUNITIES
Get personalized, actionable recommendations based on your financial situation. Discover 401(k) savings opportunities, Roth IRA eligibility, HSA optimization, EITC eligibility, and more, all tailored to your income and filing status.

TAX CREDITS & DEDUCTIONS
Child Tax Credit, Earned Income Tax Credit, Other Dependent Credit, standard and itemized deductions, plus new deductions for tip income, overtime, car loan interest, and senior deductions.

LOCAL TAX SUPPORT
All 50 states plus Washington D.C., with city and county-level local taxes for 14 states: Alabama, Colorado, Delaware, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, Ohio, Oregon, and Pennsylvania.

MULTIPLE STATES & EMPLOYERS
Calculate paychecks across multiple states and employers simultaneously. Perfect for remote workers, freelancers, or anyone with income from different locations.

COMPARE TAX SCENARIOS
Compare two estimates side-by-side to see the real difference in take-home pay across different salaries, states, or filing situations.

6-YEAR TAX HISTORY
Track income and taxes across up to 6 years. View trends, compare year-over-year changes, and see how your finances have evolved.

TAX BRACKET VISUALIZATIONS
Interactive charts show how your income flows through federal, state, and local tax brackets, plus Medicare, Social Security, and capital gains brackets. Sankey diagrams illustrate where every dollar goes.

EXPORT YOUR RESULTS
. PDF reports with detailed summaries
. Excel spreadsheets for further analysis
. CSV files for data portability
. Social-ready image summaries

TAX REFUND ESTIMATES
Enter your withholdings to estimate your federal, state, and local tax refund or amount owed.

TAX DEADLINE REMINDERS
Never miss a deadline. Opt in to push notifications for Tax Day, quarterly estimated tax due dates, and the extension filing deadline.

ADDITIONAL FEATURES
. Married filing jointly with spouse calculations
. Multiple employers with separate 401(k) contributions
. iCloud sync across iPhone and iPad
. Save and compare multiple scenarios
. Tax years 2021-2026 with updated brackets and limits
. 2025 Big Beautiful Bill Act deductions

Questions or feedback? Email trip@mypayapp.io.

DISCLAIMER
My Paycheck Calculator provides estimates for informational purposes only. Not intended for filing tax returns and does not provide financial, legal, or tax advice. Always consult a qualified tax professional before making major financial decisions.

TERMS AND CONDITIONS
https://www.mypaycheckcalculator.com/terms-of-service.html

Version History - Federal tax credits, including child and dependent care, education, the Saver's Credit, adoption, clean vehicles, and home energy.
- Rental income with rent, expenses, and depreciation.
- Pension income, with your state's pension exclusion applied automatically.
- Improved state tax accuracy, especially for investment, pension, and rental income, and for moves between states during the year.
- Refreshed the design with new colors, cleaner cards, and a redesigned paycheck chart. 4.4 3d ago - Input payroll deductions as a percentage of your income, in addition to fixed amounts.
- General bug fixes and improvements 4.3 Sep 10 - Variable hourly wage income: Enter different hours for each week of the year.
- Filter paycheck by income sources: See how much you will earn from just your salary or bonus, not just gross income.
- Inputs are now Scenarios: Improved the user experience of saving and switching between scenarios.
- General bug fixes and improvements 4.2 Jul 6 - Bug fixes and performance improvements. 4.1.2 Apr 29 - Bug fixes and performance improvements. 4.1.1 Mar 20 - Bug fixes and performance improvements. 4.1 Mar 19 - 2026 tax year calculations are now available free for all users.
- Tax Insights and Opportunities to pay less taxes.
- 6-year tax history visualization.
- Plan for retirement with contribution projections.
- Stock compensation breakdown. See how many shares you will keep after taxes.
- Visual refresh and polish.
- Redesigned iPad experience.
- Bug fixes and performance improvements. 4.0 Mar 16 - Local tax support for 14 states: Alabama, Colorado, Delaware, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, Ohio, Oregon, and Pennsylvania.
- Tax deadline reminders: Get push notifications for Tax Day, Quarterly estimated tax due dates, and extension filing deadline.
- Multiple states and employers: Calculate paychecks across multiple states and employers in the same tax year. Ideal for remote workers, anyone who switched jobs, moved states, or worked from different locations.
- Bug fixes and general improvements. 3.9.1 Feb 25 - 2026 federal, state, and local (New York only) income tax rates.
- Big Beautiful Bill Act deductions (car loan interest, overtime, tips, senior deductions).
- Export paycheck breakdowns in PDF, CSV, Excel, or social shareable formats.
- Payroll deductions (Health Savings Accounts, Flexible Spending Account, Dependent Care, Commuter Benefits, Life Insurance, Disability Insurance, Union Dues, Etc.)
- Social Security income source and specific tax rates.
- General bug fixes and performance improvements. 3.9 Jan 15 - Include tax credits in tax refund estimates.
- Bug fixes and minor performance improvements. 3.8.6 09/30/2025 - iOS 26 UI updates.
- Minor bug fixes and performance improvements. 3.8.5 09/25/2025 - Bug fixes and general improvements. 3.8.4 09/11/2025 - Minor UI updates.
- Bug fixes and general improvements. 3.8.3 08/29/2025 - Bug fixes and general improvements. 3.8.2 08/18/2025 - Bug fixes and general improvements. 3.8.1 08/12/2025 - Add Capital Loss income and Capital Loss Carryover deductions.
- See input totals at the top of input detail views.
- Compare paychecks for inputs. Previously, only annual paychecks and taxes could be compared.
- Bug fixes. 3.8 07/31/2025 - Shift differential pay income sources.
- Bug fixes and general improvements. 3.7 05/24/2025 - Bug fixes and performance improvements. 3.6.6 04/28/2025 - Bug fixes and performance improvements.
- Updated branding. 3.6.5 04/18/2025 - Bug fixes and performance improvements. 3.6.4 04/18/2025 - Bug fixes and performance improvements.
- Updated onboarding. 3.6.3 04/11/2025 - Bug fixes and performance improvements. 3.6.2 02/13/2025 - Bug fixes and performance improvements. 3.6.1 02/12/2025 - Backup your inputs to iCloud and edit inputs on multiple devices, including iPad and iPhone.
- Bug fixes and performance improvements. 3.6 02/12/2025 - Bug fixes and performance improvements. 3.5.1 02/05/2025